Between 2010 and 2014, PCG received numerous foreign currency loans from banks to develop its retail network. The company's total debt exceeded $120m. Following a sharp devaluation of the ruble at the end of 2015, the company found itself unable to repay its previous loans. As part of the project, PCG repurchased debts of Sberbank, Alfa-Bank, Promsvyazbank, OTP Bank with a nominal value of $85.4m at a total discount of about 70% from 2016 to 2017. The remaining debt to Unicredit, Avtotorgbank and Binbank of $37.5m was subject to write-off or buy-back at a discount of over 90%. PCG had been involved in the company's debt restructuring process since 2015. As part of the process, the following goals were achieved:

• Agreement with creditors to discount the debt.
• Debt buy-back.
• Preservation of the company's operating business.